Prosper

Get Up To $5,000

Easy loan with no hidden fees

Available for all credit types

Money straight to your bank

Safe, secure and reliable

How can Prosper help?

Mobile Friendly

Easy application online and from your mobile on-the-go

Fast Funding

Funds transferred quickly to your account when approved

Loan Amounts

Loan amounts offers from $200 to $5,000

Personal Service

Loans suited to your personal needs and circumstances

Important Information & Disclosures

Short summary Start APR

APR Rates ranging from as low as 5.99% and loans repayment period of 61 to 90 days.

Repaymen term

Minimum 91 Days - Maximum 74 months.

Repaymen term

If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be $2,637, with a total interest of $137,48.

The following table represents sample rates, is for informational purposes only, and may not reflect the actual APRs offered by your lender and/or lending partner. The repayment terms are for close end loan products, and is not reflective of all loan products offered in our network. However, The minimum repayment period for any loan will be 90 days from the date the loan is issued. The maximum repayment period is 3 years

Representative Example (Qualified Customers)

If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.

Frequently Asked Questions

What is a short term loan?

Short term loans are designed around addressing an immediate financial need or emergency. This could be an unexpected medical bill, a broken down car or an urgent boiler repair, etc. The loan amount range is usually up to $1,000 and the term can range from under 30 days for a payday style loan to monthly or weekly installments for an installment style loan

How does Prosper work?

We provide an online marketplace connecting borrowers with trusted lenders to support Americans in need. Our website makes the process of finding a lender to meet your needs faster and easier! Avoid wasting hours of your time applying individually on several websites, and simply apply by submitting your information to our vast network of lenders through one easy application

Will Prosper charge me for using its service?

There is no cost to fill out a form and submit your information through our website. As a marketplace, we simply connect you to a prospective lender and receive a commission. We do not receive any information that allows us to evaluate or compare offers from potential lenders. Please carefully review any offer you receive from a lender to make sure it meets your needs and you fully understand the terms before proceeding to take out a loan.

Can I get a loan with poor credit?

Qualifying with a short-term lender can be easy and they are used to working with people in many different situations. Here are the basic qualifications: Currently employed or receiving regular income:

Make at least $800 per month
18 years of age or older and a U.S. resident
Have an active checking account
Other requirements may apply based on the individual lender

How quickly will the funds be deposited?

If a lender offers you a loan with terms and you accept straight away, it is possible to get the money deposited into your account within a business day. It can take up to a few days if you are accepting a loan offer on a weekend, holiday, or any other non-business day. It may affect how long it will take for you to get your money; in these cases, it may take a bit longer.